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Will insurance cover a mobility scooter?

With recent news, our team has seen it as very important for our next post to answer a question, if insurance will cover a mobility scooter. Just recently a situation in Cornwall has reminded us that sometimes unforeseen accidents or upsetting life events will happen. While we are standing guard to always assist in such cases, it is only proper we would write on this topic to enhance customer awareness.

As electric mobility aids grow more and more popular with each passing day we think it is most important to secure them. That however is not always an option as many places just aren’t yet fit to house them. This changes day by day, but there are still places like shops, museums or other buildings, both public and personal, that don’t allow for easy access. Of course, parking a vehicle doesn’t mean that a disaster is bound to happen, but in rare cases, it might. Those can be however prevented from happening.

Do you need insurance to cover a mobility scooter?

While it is certainly optional, and Velobike as a reseller doesn’t force its customers to buy insurance to cover a mobility scooter, it is always advised to get one. The reason for it is simple as it does cover the user during many unfortunate events that might happen.

The highest benefit the insurance offers is definitely security and safety. When using a class-2 vehicle or class-3 mobility scooter outside the house, the insurance can cover the cost of repairs or mobility scooter theft. Of course, when deciding on an insurer, it is a good idea to study all options available on the market.

Why reading fine print is important

Let’s be realistic, each person has signed at least one document without reading it thoroughly. It is common to happen when we rush and have so many chores to do. Most important to remember is that some companies do not follow a code of ethics. This is why they don’t care about the difficulties that their customer might face. When getting insurance cover for a mobility scooter, it is especially important to study the documents. This is because elders and disabled might be considered by business sharks as easy prey.

At Velobike however, we employ good faith and high ethics. We are always doing our best to assist our customers with an after service and beyond. Not that we didn’t ever have a disappointed customer. Of course with patience and determination, we do our best to warm them up to us again. Sincerity and being willing to help senior and disabled customers are our core values that we never forget. Those are shared by our manufacturer Veleco, who wouldn’t pick us as one of the official resellers without high standards our company employs.

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Mobility scooter – freedom of movement

For owners of mobility scooter, freedom of movement is the main factor why they use them. In recent years, the popularity of those vehicles grew significantly. Nowadays it is very common to encounter people on them, walking dogs, making groceries in supermarkets and much more. But what truly makes them so special?

With prices ranging from hundreds to thousands of pounds, mobility scooters are one of the most reliable ways to move about. People who felt confined to their homes can now come out, safely driving on either pavement on the road of their towns. Thanks to them, visiting favourite spots is possible again.

If you think that disability or old age make you unable to enjoy life to its fullest, you might be pleasantly surprised. Did you know that some use their mobility scooters to go fishing or even farm? On YouTube, you might find some interesting vlogs promoting outdoor activities, like “Grow Your Own Life”.

No need for a taxi or public transport if you have mobility scooter

This year, many of us try to limit contact with others as much as possible. However, humans are social creatures, and we just cannot skip on visiting family members. The usual way to travel, for people with limited mobility, was often to take a taxi or bus. That however is now something often avoided.

There is no need to seclude yourself in your home. With mobility scooter freedom of movement, paying for taxi or usage of local bus can be skipped altogether. Using them, you will find that they are a much more economic, and eco-friendly way to travel.

Class 3 – safety on pavement and roads

All mobility scooters are made with elderly and disabled in mind. They are the main users of those vehicles, and it is only obvious that comfort and safety are top priorities. Our manufacturer Veleco knows it from years of experience, and they always strive to achieve the best result. Mobility scooter freedom is the main goal to achieve when manufacturing a reliable vehicle of this kind.

Did you know that you can and should also insure your vehicle? We recommend reading our previous post about that, as it has more useful info.

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What is mobility scooter insurance?

While at Velobike we do not deal with mobility scooter insurance, we often encounter questions regarding it. This is why just for you, our dear readers, we have decided to cover this topic. We hope that by doing so, we might offer advice in the right direction.

Without a doubt, for you or someone close to you, a mobility scooter is more than a vehicle. It is a means of freedom, which brings back full mobility. From talking with many customers and readers, such as yourself through the years, there is no doubt that our vehicles encounter all sorts of situations.

Being more expensive and useful than bicycles, it is always a great idea to take care of your mobility scooter. It is used daily, so every time you get on, it would put your mind at ease knowing the vehicle is protected.

Do you need insurance?

At Velobike we offer a one-year warranty however such things never cover all bases. Theft, Vandalism & Accidental Damage are just some things that users of mobility scooters have to look out for.

Remember, insurance in case of mobility scooters is always optional. While not required though, we highly would recommend getting one. As an example, if for some reason your mobility scooter stops in the middle of the ride, an insurance company is able to dispatch the driver to get you and the scooter. As you can see, if you own a Class-2 or Class-3 mobility scooter, you can insure it for many events.

Where to get mobility scooter insurance?

While we don’t work directly with companies which offer insurances, they aren’t hard to find. When browsing the internet, it is easy to encounter many insurers which offer such services. Examples of such are: Surewise, Blue Badge or Fish Insurance.

How to get the best deal? The only way is to check various offers, but if it were up to us, we would look at customer opinions first. Google reviews or Trust pilot ones are great sources of information. Speaking of which, have you left a review for us? 😉  You can do so under products in our site, our trust pilot or even google review!

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